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What You Should Know About Foreclosures

Know Anyone Facing Foreclosure

Federal Foreclosure Help

I am going to supply you with some information that is not being published across America. If your foreclosure papers has the initials ( NA) in the left side as the Plaintiff that is abbreviations for National Bank. This information is Free and you need to file charges against these banks for Fraud is Free as well. This article probably will not be online long so take advantage of the information being provided as soon as possible. 

A foreclosure not only ruins your credit, but it results in losing your family’s home, and, many times, years of hard earned equity. You need help in stopping foreclosure before your credit is ruined! 

If you are being foreclosed on by a National Bank (NA) go to website for FREE Free Federal Foreclosure Help. Go to the website and file charges against the National Bank for Free at http://www.helpwithmybank.gov/complaints/index.html This works and I suggest you do it NOW! 

Hmmm, let’s see. The bank forecloses on a home. They take a FULL Amount on home as a loss. But, they put the home back on the market and resale it. This time it gets paid as agreed and the second person paid for the home in full. 

My Question is: How can they take a FULL LOSS on this home when it has been resold? Even if it was sold at a reduced price, they should NOT be able to take a full loss. 

The home is NOT what was sold either time. It was all paper, the only one that really paid for the home was the builder as he built it… or did he? Seems to me that the builder gets a loan to purchase the materials. 

This home gets paid for several times. Interesting how the Tax Payers will continue to have to buy the BAD PAPER, NOT THE HOUSE for it probably has already been SOLD again! We as Tax Payers are just having to pay for WORTHLESS PAPER. How could we ever get reimbursed for a WORTHLESS PIECE OF PAPER and the Banks keep making money on the home that has already been SOLD AGAIN? 

Wake Up people… you are being bamboozeled out of your hard earned Tax Money. There is NO WAY to recoupe the loss, when in fact it never existed except on paper. 

Just some “FOOD for THOUGHT”!   What are your Thoughts? 

One of the last ways you can fight foreclosure is to make them produce the note. In many cases the note is sitting in a warehouse somewhere and nobody knows or cares where it is. 

Stay in the Home! Produce the Note! Follow the Law!

Facing foreclosure? Info at http://www.consumerwarningnetwork.com/ may help. Your goal is to make certain the institution suing you is, in fact, the owner of the note. There is only one original note for your mortgage that has your signature on it. This is the document that proves you owe the debt. 

Federal Reserve Bank, Foreclosures, Money & Creative Bank Fraud

Pay Special Attention to the Video at 19 minutes

There are some things near the end of this video about religion that I do NOT agree with at all!

 What They Don’t Want You to Know About  Foreclosures 

by Dale Bennington freedom8246@aol.com

DEDICATION 

 This book is dedicated to the millions of Americans who have lost their homes due to foreclosure 

 Normal RETAIL PRICE:  $10.95  

Read here for Free! With Permission from Dale Bennington  freedom8246@aol.com

What They Don’t Want You to Know About  Foreclosures 

by Dale Bennington  freedom8246@aol.com

DISCLAIMER

This article is for educational purposes only. The statements are the opinions of the Author and not to be taken as Legal Advice. The finding of facts is from the personal experience of the Author. Any misuse of this book will be at the Legal Expense of the receiver of this Informational booklet. We suggest that the receivers of this booklet check with others that may be in this professional field. Legal Counsel would be advised. 

INTRODUCTION

I am writing this book to inform and to help those in need of information on how to fight a foreclosure. Some foreclosures are legal while others are not. It’s very hard to tell one from the other at times, but sometimes you have to use your instincts as to what seems right or what seems wrong. For instance: 

A young mother was struggling to keep her home. She was working two jobs while her mother and father were watching her only son, who was 6 at the time. She realized that she wasn’t going to be able to keep the pace up, so she decided to try and sell her home before the bank came to take it away in which would ruin her credit. She called a company in Tampa and explained her problem to the secretary. The lady told her that she would send someone up to discuss the situation and try to help her. He came up and gave her a solution. He offered her $5,000.00 for the home and would take it over with a Warranty Deed to Trust. (pg. ) 

He would give her $5,000.00 (more less to move) and she would sign over her rights to the property. He said he would pay the rest of the mortgage, taxes, insurance, and asked her to leave the premises within two weeks.  She took the $5,000.00 and got another place for her and her son to live. Then as time went by, she receive billings from the lenders and found out that the company that had bought her house had not paid the monthly payments as promised,  had  not paid the Property Taxes, nor had they kept the Insurance up to good standing. They ended up abandoning the property and left the house unsecured. 

She called the Tampa Co. to find out what was going on. The buyer of the property took the property subject to the mortgages, therefore putting the young mother in foreclosure in which she tried to avoid in the first place by selling her home to this young man for his company in Tampa. She believed this young man to be honest since he had told her he had done this many times. His father was in Real Estate, had their own Title Company to take care of the paperwork and they had the means to buy her house. They have their own Legal Counsel to advise them and she had nothing to worry about. The company had taken the property AS IS and had previously checked out the property for any liens or encumbrances in which there was none. Taxes were paid and she was only two payments behind when she sold him the property. 

BEWARE!!! 

HE LIED AND CHEATED  

HER OUT OF HER PROPERTY 

 The young man changed the beneficial interest of the trust without paying off the mortgages as agreed. This forced her into a foreclosure, which she knew nothing about because all of the legal paperwork was sent to the young man’s company as the Trustee of said property. When the young mother found out about this, she immediately contacted her previous servicing agent who was supposed to know who her legal lenders were to possibly try to work out a settlement to save her Credit. This young mother did not know where to turn and went to her Father for help. Her father is a Real Estate Consultant and had previously owned properties as an Investor. She retained him as her Consultant in her now foreclosure problem. She signed over a Power of Attorney to her father to assist her now in a dilemma that now faces many families. 

TO MAKE THIS STORY SHORT

The young mother now does not own this property any longer because it was taken from her through foreclosure. Eeven though the young man from the Tampa company took possession of her home, the Mortgages were still in her name which makes her still liable for the supposed Debt that the Tampa Company was supposed to pay and never did. As her Consultant was investigating this matter further, he found numerous problems with the foreclosure markets. 

You should remember those that are trying to take your homes are federally regulated.  No one at your state or local levels can help you. They themselves have no authority over those who are federally regulated. We explain this later in this story. We are here to help those in need of some guidance in today’s troubled housing markets. For those who have never faced this type of fear, please do not judge those who are. These problems are not just these families’ problems. They are America’s problems.  The first and most important thing we must do is provide support to these families because who knows: your family may be next.  

The first thing we are going to suggest to these families is: DO NOT ABANDON YOUR HOME UNTIL YOU ABSOLUTELY HAVE TO. In many cases, if you are the home owner or a tenant, you may receive cash for keys from the bank. This could range from $500.00 to $1000.00 All you need to do is leave the home in broom clean condition.  If you abandon your home, this will only add to your family’s problems. You will no longer have any legal recourse to help your family and possibly keep your home. ALWAYS contest this action against you and always appear at your hearing. Once you contest this action against you, then time becomes on your side. REMEMBER, you have every legal right to defend yourself in these civil actions to merely collect a debt against you.  

Due to the fact you are dealing with those who are in fact federally regulated, the minute you receive the foreclosure documents , you will see the Plaintiff(s)’ names on them. Plus, you will also see some others in the Defendants category. In many cases, these defendants are either debt collectors or servicing agents trying to make a profit from you.  Yes, answer their complaint contesting the fact that this plaintiff is not your legal note/mortgage holder. Now, you can file your own complaint at the proper governing levels. If they use a bank or trust company and the initials, N/A or National Bank are in their names, then they are governed by the (OCC) Office of the Compiler of Currency. File your complaint for free at (Helpwithmybank.gov). Don’t be shy. In most cases, they will admit they have no information on your note/mortgage or they are not involved in your foreclosure. This will be the start of proof for your case. They will not only have to answer you in the estimated thirty (30) days, but they will also have to answer to the O.C.C.  The O.C.C. will assign you a case number. Keep all these facts in your personal file. Now for those involved in this case against you that are not governed by the O.C.C., they come under the Jurisdiction of The Federal Trade Commission. You should file similar charges against all others in your case that call themselves servicing agents and debt collectors. 

Do you remember when you received your mortgage? The supposed lenders immediately sell your note, then it is sold again and again. This is why our governing bodies pass laws allowing home owners the right to know who our lenders are. This, in  fact, is why many legal professionals do not want these cases going to a trial hearing. They use our local courts and telephones to hide the truth from many American families. What you will find is no one at the state level nor our local levels have any governing authority to either grant nor deny these federally regulated companies anything. When they do, they have just stepped out of their governing authority into federally regulated territory. Tahy have not been given an appointment by our President nor anyone else in Washington.  

We intend to use this informational story to help start driving out the corruption of America’s housing markets in hopes of helping others to keep a roof over their family’s heads that they can afford in today’s American economy. 

The above book was written by Dale Bennington  freedom8246@aol.com

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 The secret mortgage servicers don’t want you to know is they can make MORE money off of homeowners when they keep your loan in default. A former employee of loan servicer EMC tells the inside story why so many people can’t get their loan out of default. 

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